海角社区

Pay your trades
with ease

Bill payments made easy. Pay subcontractors online in minutes and give them instant access to funds.

海角社区 is a financial technology company, not a bank. Banking services provided by Thread Bank; Member FDIC.

No transfer fees

No monthly costs

No minimums

Trusted by leading contractors.
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How It Works

Pay bills in three simple steps

Send ACH payments and checks for free

Import bills from your accounting system or create ACH payments in 海角社区 to pay trades in minutes.

Your vendor prefers a check? No problem. Issue and print checks from your 海角社区 account through your accounting system.

Let your trades choose their deposit account

Your trades log in with any American bank or credit union to authorize payments directly into their bank account. No 海角社区 account required.

Fast, easy payments

If your trades use 海角社区, funds are immediately available in their account. Otherwise, funds are deposited into their bank account within 0-3 business days.

Streamlined Approvals

Effortlessly manage approval workflows

Assign custom user roles

Invite your team and assign permission levels. Whether it鈥檚 your bookkeeper or project manager, you鈥檙e in control of what each user can see and do.聽

Draft payments for admin review

When bookkeepers and project managers create draft payments, the system will notify the account admin to review the transactions before they are sent out.聽

Easy approvals

Review and approve draft payments within minutes and stay on top of bill payments every step of the way.

Payment approved

海角社区 is simple and modern. You don鈥檛 have to leave your house. You don鈥檛 have to send a check. You don鈥檛 have to make a bank draft.

Scott Hutchinson,
Hutchinson Contracting
Read story
Accounting Integration

Automate accounts payable

Import bills from your accounting system and pay vendors within minutes in 海角社区. Once completed, bills are automatically marked as 鈥榩aid鈥 in Quickbooks.

Automate completely with

Connect to any accounting system

Authenticate via Plaid

Import via CSV

Trusted and regulated

$3M FDIC insurance for funds on deposit provided through our banking partner Thread Bank; Member FDIC.1

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Forever Free

It costs you nothing

Keep your contracting business moving forward with 海角社区.