海角社区

The all-in-one banking solution for
contractors

Manage receivables, bill payments and cards in one place. Built for construction businesses of every size.

海角社区 is a financial technology company, not a bank. Banking services provided by Thread Bank; Member FDIC.

No transfer fees

No monthly costs

No minimums

Trusted by leading contractors.
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Business Checking

Streamline your construction finances

Discover a comprehensive banking solution tailored for construction businesses like yours.

  • $3M FDIC insurance for funds on deposit provided by Thread Bank1

  • Personalized account management

  • White-glove onboarding

  • No account fees or minimums

  • In-house support

  • Custom user permissions

海角社区 gives me the support I don鈥檛 think I could get from any bank. I can reach out to our account manager and get a response within an hour!

Ren茅 Ayala,
Daylight Concepts
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海角社区 eliminates the need to waste my staff's time picking up and depositing checks.

Richard Miller,
Richard Miller Custom Homes
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海角社区 eliminates unnecessary meetups with clients and vendors. That's time I can now use to sell or design work.

Craig Mauer,
Silver Peak Design Build
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Explore receivables

Payment received

Receivables

Get paid faster

Make it simple for you and your customers. Accept payments online and never miss out on projects due to cash flow.

  • Accept ACH and card payments for free

  • Access and use funds instantly

  • On-site mobile check deposits

  • Custom-branded payment portal

  • Fast & easy customer checkout

  • Collect progress payments

Payables

Pay your trades instantly

Pay subcontractors online in minutes and give them instant access to funds.

  • Send ACH payments for free

  • Integrated approval workflows

  • Vendors don鈥檛 need a 海角社区 account

  • Integrated check printing

  • Supported by all US banks

Explore payables

Payment sent

Explore cards

Card issued

海角社区 Cards

Control card spend

Unlock greater purchasing potential with smart financial controls. Effortlessly manage expenses from a single platform.

  • Issue unlimited cards to staff

  • Individual real-time spend controls

  • Smart expense filtering

  • Project tagging

  • Mobile receipt capture

  • Flexible rewards

Accounting Integration

Seamlessly integrate with your workflow

Integrate 海角社区 with your accounting system, to automate the full cycle from invoice creation to reconciliation.

Automate completely with

Connect to any accounting system

Authenticate via Plaid

Import via CSV

Trusted and regulated

$3M FDIC insurance for funds on deposit provided through our banking partner Thread Bank; Member FDIC.1

Review security
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The time, gas and energy I鈥檝e saved since we started using 海角社区 is shocking 鈥 it鈥檚 quick, seamless and FREE.

Mike Connors
Titan Siding, Windows &聽Exteriors
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Switching to 海角社区 is fast and simple 鈥 a tiny investment compared to the time saved long-term.

David Phillips
NZ Builders
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Our clients still have the option to pay via check or bank transfer but nobody really uses it. 海角社区 is our client鈥檚 preference for large payments.

Casey Grey,
The Conscious Builder
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When you鈥檙e busy and juggling 1000 responsibilities, that extra hour is very difficult to find.

Ian Grey,
Lower Coast Building Group
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海角社区 is simple and modern. You don鈥檛 have to leave your house. You don鈥檛 have to send a check. You don鈥檛 have to make a bank draft.

Scott Hutchinson,
Hutchinson Contracting
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It鈥檚 difficult to quantify the value of not having to chase clients for checks. The value is infinite.

Erik Jensen,
Sprucehill Contracting
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Forever Free

It costs you nothing

Keep your contracting business moving forward with 海角社区.